# Lender Lenders will be able to earn yields by providing liquidity in the Reserve Vault on Astar network. The borrower's NFT collateral is locked in an NFT escrow contract. If the total debt exceeds the value of the collateral, user's NFT collateral is liquidated and moved to undergo auction. The auction price cannot be lower than the total debt. So the lender's principal will not be lost. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.starfish.finance/defi-x-nft-fi/nft-fi/lender.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.